Buying a home with little or no money down.

If you are not eligible for a VA loan and you do not have much cash for closing cost, USDA Rural Housing loan may be the answer for you.  This USDA loan will not require a down payment and you could even roll in some closing cost into the loan if the property appraises for more than the contract price.  Not all homes are eligible for this loan.  Homes in Fort Walton Beach are not eligible, but most homes in Destin qualifiy for this loan.   

To check the eligibility of a home you can visit eligibility.sc.egov.usda.gov/

Bev Dudley, Realtor
Fleur de Lis Realty