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Sold in Niceville Florida with USDA Financing

1/31/2012

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Allow 45 days to closing in the contract for a USDA-Rural Housing Loan!
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As agents we really just want the truth about how long it is going to take to get the financing completed. 
My customer’s lender said “we can get this through in a month” well she
did on her end, but then the file had to go to USDA underwriting, the lender told us “they are quick and the file should be completed in a few hours”. Needless to say two weeks later we are finally closing with the approval from USDA.  In the meantime, everyone that has put this deal together, is being strung along, “we will have approval shortly”, etc., etc., it makes for a lot of unhappy people.  I recommend lenders be honest and upfront with all involved in the
transaction from the beginning, if it is going to take 45 days to close then
please just say it will take 45 days to get this loan closed and close it on time.

Bev Dudley, Realtor
Fleur de Lis Realty


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